Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs. Here are just some of the plans that we accept:
Medical Plans We Accept
- Horizon Blue Cross Blue Shield NJ
- United Health Care
Vision Plans We Accept
If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.
The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.
A vision insurance policy is not the same as medical insurance. Regular medical health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.
Difference between Vision Insurance and Medical Insurance
This is one of the most confusing issues patients face in any optometrist's office.
Vision insurance is designed to cover only updates in glasses and contact lens prescriptions and a health wellness screening. It does not cover any other issues with the eye, such as allergies, dryness or infections. It also does not cover any treatment for headaches, cataracts, macular degeneration or glaucoma. In addition, it does not cover any monitoring for patients on high-risk medications, such as Plaquenil, or diabetic check-ups.
All of these other conditions and more are covered by your medical insurance. Unfortunately, due to the rules of your insurance company, we often have to bring patients back for a separate visit from their annual wellness exam to treat their medical concerns.
Please let us know what your primary concern is for your visit so we can help you maximize your benefits and obtain the correct insurance information.